Car insurance customers in Northern Ireland can now avail of an iPhone application aimed at helping them to understand what to do if they are involved in an accident. The mobile app for the Apple smartphone was launched by AXA Insurance after research suggested only a third of drivers are sure how to deal with details at the scene of a crash and beyond.

For Northern Irish motorists who aren't AXA customers, the free app can be used to store personal and policy information, capture photos of any damage following an accident, enter details of witnesses and exchange details with other drivers. It can also record key information such as the location and time of an accident via GPS technology.

AXA customers get the added benefit of being able to locate and contact the closest approved repairer to come and collect them and their vehicle if it is un-drivable.

THe insurance firm's research revealed that 84 per cent of drivers say they would swap insurance details with the other driver in an accident, but in reality only 15 per cent of drivers carry their motor insurance details on them. Three per cent of motorists admitted not having car insurance.